2. Shop around – Unlike other financial products and services, insurance quotes can vary wildly from one insurer to the next, sometimes as much as 200%. It pays to actually shop around and gather as many quotes from different insurer as possible. Those who already have car insurance should also note that due to changes in markets etc, constantly looking out for good deals can also mean you can save hundreds if not thousands by changing to cheaper insurers.

3. Raise your deductible – It's quite simple, the rule is that if you raise your level of deductibles your insurance rates will drop. This is particularly helpful if you don't see yourself as a risky driver who doesn't get into minor bumper scrappers very often. Reducing deductibles means that you will need to have additional amounts of cash in reserve should something go wrong.

4. Cut the miles you drive – Those who do not travel much with their cars can now apply for a discount in their insurance rates where the insurer can limit the number of miles traveled by the car to 40 miles a day or less. This would mean that you have restricted use of your car but in-turn can substantially reduce the insurance amounts.

5. Switch drivers – This can be particularly useful if you or your spouse has a bad driving record or has previously been in a few too many accidents. By changing the main drivers to your or your spouse will change the insurance rates. The only problem is that you will have to obtain 2 quotes from each insurer instead of the normal one, which can be troublesome but still worthwhile.

6. Add an anti-theft device – Most insurers will give you a discount if you agree to use their certified anti-theft devices. It is however very important that car owners understand that these discounts will only apply to devices that the insurer certifies and not for all anti-theft devices.

We hope that with our advice that you can find your way to cheap auto insurance quotes.