If you have just started driving and do not have a driving record yet then you really don’t have much of a choice when it comes to lowering your car insurance. The only thing that you can do is to choose the right car and concentrate on getting the best driving record that you can. Cars which will attract lower premiums for teenage drivers are those that have very low power ratings and high safety ratings. Cars such as small economy cars built by European manufacturers will generally attract the least insurance premiums. Once with the car you should drive properly and avoid any traffic offences or even parking fines as it will all ultimately add up to increase your premium later on.

Some states even have bans on the types of cars that teenage driver are allowed to drive. The cars that are banned are generally high powered cars that require a lot of driving skill to handle properly. It is the responsibility of you and also your parents to know all the laws regarding the type of car that you are able to drive and aren’t able to drive. Remember that if you get into an accident and you are still under the care of your parents it is more than likely that your parents will also get into trouble.

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