Many people seem to have a misconception that getting online quotes or even agreeing to insurance products online is a risky business. The fact is that getting your quotes over the counter and signing it with an insurance salesperson is equally as risky as any online application. Some experts even consider signing up for insurance products online to be preferable to actually signing the contracts with a sales representative. This is because of the additional safety precautions that are available for online transactions such as secured servers, encryption technologies etc which simple aren't available for off-line alternatives.

When looking at drawbacks of dealing with car insurance products online there really aren't many to mention off. The main drawback would be the requirement for a computer with internet access and maybe a email account. Other than this, getting your car insurance quotes online offer many advantages over doing it the old fashion way.  

There is however one note that must be stressed when doing all you insurance "paperwork" online. It is vital that all the information provided must be 100% correct if not your quote will not be valid and may even cause your insurance claim to be voided if you do claim. This is especially true when you make use of the "cut & paste" functions to get quotes filled much faster. A small mistake may be replicated on all your quotes which could prove to be highly troublesome in the future.

Another great benefit of having all the resources online is that you can also do some research about the reputation of the insurer at the many forums and bulletin boards before you actually sign on the dotted lines. Always look for insurers that have great customer service as when the time comes to claim, the ease that this provides to the customer can be invaluable.