The car that you buy should be slightly annonymous and also modest with nothing that is outstanding. These types of cars are much less likely to be stolen and will be cheaper to insure. You can still have an individualistic car but remember the insurance rates will be rather high.

Take good care of your car. This does not only mean taking good physical care of the car like regular car washes and vacuuming regularly. You also must have the good sense to choose the right places to park your car at work or at home. A car that is reported as regularly garaged will attract a much lower insurance rate. It may even be worthwhile to rent garage space if you don't have any.

Another important factor is to keep your responsible head while driving. This means that over time you will be rewarded with no claim bonuses which will mean you will be progressively paying less and less every passing assuming you don't make any claims. Any blemishes on your driving record will also have an impact on your insurance rates. Remember, responsible drivers with clean driving records get cheaper car insurance quotes.