• You have just retired. There is a huge difference in rates and discounts when you get classified as either a retired person or a senior citizen. Call your current insurer for a revision or your rates or shop around for other insurers who can provide you a better rate.

• If you have a change in working environments or circumstances your job may mean that you can have changes in the rates for your car insurance. Some jobs may even have insurance rebates if you use the company sponsored insurer. Always ask if you change your jobs if you are entitled to any rebates or decutions.

• You should always be getting special bonuses and even nice little gifts from your car insurance company. If your insurer doesn't show their appreciation after years of patronage then you should always look around for better service and rates.

Whatever the reason maybe know that the there are many car insurers out there so it is always to your benefit to shop around for rates even if you think you have the best insurance product.

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